Did you know many people find the best temporary health insurance plan from Pivot Health or opt for no enrollment period coverage from Sidecar Health Access Plan?

If you need to get affordable health insurance quickly, it’s smart to get online quotes from top-rated health insurance providers. When it comes to short term health insurance, Illinois residents have some solid options to choose from. But, how do you know which companies offer the best Illinois short term health insurance? Benzinga compared the best health insurance providers to help secure a great deal on coverage for you and your family.

Quick Look: Best Illinois Short Term Health Insurance

  • Best for Comparing Short-Term Health Plans: Pivot
  • Best for No Enrollment Period Insurance: Sidecar
  • Best for Flexible Plans and Coverage Options: UnitedHealthcare
  • Best for Anybody Who Needs Temporary Health Insurance: Everest
  • Best for Temporary Health Insurance: Aetna

Best Illinois Short Term Health Insurance

Now that you understand how temporary health insurance plans work, it’s time to explore your coverage options. Below are some of the top-rated health insurance providers offering short term health insurance options in Illinois.

1. Pivot Health

Pivot Health

Compare Plans

securely through Pivot Health’s
website

Disclosure: Availability of plans and policy duration vary by state.

# of Healthcare Providers

Wide range of providers

1 Minute Review

Pivot Health is your partner in big life changes that may require you to seek temporary health insurance.

Pivot Health can help you find short term health plans, supplemental insurance products and more. Compare plans from multiple providers and get insurance that fits your needs today.

Best For

  • Comparing short term health plans from multiple providers
Pros

  • Work with the most trusted short term health plan providers
  • No network restrictions
  • Telemedicine coverage
Cons

  • Plans not available in every state

2. Sidecar Health

Sidecar Health Access Plan

Get Started

securely through Sidecar Health Access Plan’s
website

Disclosure: Plans referred to above are excepted benefit fixed indemnity insurance products marketed and administered by Sidecar Health Insurance Solutions, LLC and underwritten by Sirius America Insurance Company or United States Fire Insurance Company, depending on the state. As an excepted benefit plan, it does not provide comprehensive/major medical expenses coverage, minimum essential coverage, or essential health benefits. You cannot receive a subsidy (premium tax credit and/or cost-sharing reduction) under the ACA in connection with your purchase of such an excepted benefit fixed indemnity insurance plan. Also, the termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period. Coverage and plan options may vary or may not be available in all states.

# of Healthcare Providers

See any doctor

1 Minute Review

Sidecar Health Access Plan is another approach to traditional health insurance. Instead of your health care providers billing your insurance, you pay upfront using the Sidecar Health payment card. This results in savings of up to 40% on healthcare costs for its customers. 

Established in 2018, Sidecar Health Access Plan is based in El Segundo, California. Its plan options are easy-to-understand and allow you to shop upfront for affordable health care rather than receiving care and finding out what it costs later. 

Learn more about Sidecar Health Access Plan and how it works.

Prefer to talk to an agent on the phone? Call 866-794-1192 to speak to a representative now.

Best For

  • People who are younger than age 65
  • People in relatively good health
  • People who want to shop for affordable doctors, specialists or procedures
  • People who want transparency in healthcare costs
Pros

  • You can customize your plan
  • It may reduce healthcare costs by as much as 40%
  • It has a mobile app to access information on-the-go
  • No provider network, so you can see any doctor with no referrals needed
  • No enrollment period
Cons

  • Plans are not compliant with the Affordable Care Act (ACA)
  • Plans have an annual coverage limit

3. UnitedHealthcare

UnitedHealthCare

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